Types of Insurance
Public Liability: Good Public Liability policies provide clubs protection in the event the club has to pay compensation to third parties for personal injury or personal damage. Claims of negligence may arise due to loss, damage or use of property, or the injury or death of an individual. Good public liability policies will cover claims resulting from negligence of club members, including voluntary workers who are engaged on behalf of the club.
Professional Indemnity: Clubs ideally need Professional Indemnity insurance cover to protect any representative providing professional advice. This includes coaches, trainers and medical staff. Professional Indemnity insurance indemnifies against claims where it is found that advice being provided by club representatives is negligent.